INSURANCE PRODUCTS
We offer customized insurance solutions based on your unique situation. From a single, custom home to an entire subdivision, RGIA and its carrier partners cover all your residential contractor needs, including:
Builder’s Risk
Protects owners, builders and contractors from damages to buildings, structures, materials and equipment caused by events such as fire, theft or vandalism during construction.
Commercial Auto
Protect your business against liabilities associated with bodily injury, property damages, or physical damage caused by an accident resulting from the operation of your company passenger autos, trucks, tractors, and trailers.
Contractor’s Equipment
Protect owned, leased, rented, or borrowed equipment in your care—wherever at a location or in transit.
Crime & Fidelity
Protect business owners from the theft of money, securities, and other property, including from acts of employee dishonesty, fraud committed by others, burglary, and robbery.
Cyber Liability
Provides businesses with a combination of coverage options to help protect the company from data breaches and other cybersecurity issues.
General Liability
Protects you and your business from “general” claims involving bodily injuries and property damage.
Inland Marine
Inland marine insurance covers damage to specialized property, such as equipment and materials, while in transit or stored at a temporary location.
Management Liability
Protects a company, its directors, officers and management from wrongful acts and legal risks that can arise while managing the business. Can include Directors and Officers (D&O) liability insurance, Employment Practices Liability (EPL) insurance, Fiduciary Liability insurance and Crime Insurance.
Professional Liability
Protects professionals and businesses from errors and omissions in performing their professional services.
Property
Protect your company from physical damage to your property or its contents, including loss of income and expenses from unexpected events caused by fires, vandalism and natural perils including lightning, hail and wind.
Surety Bonds
Provides protection if one party fails to perform an obligation to another party.
Umbrella and Excess Liability
Two types of policies which provide additional protection for your business after the limits on your primary liability policies have been exhausted.
Workers’ Compensation
Insurance that protects both your employees and your company if an employee experiences an injury or disease while at work, including strains, trip and falls, or accidental death.
